Adaptive Asset Allocation™
THE KEY TO RETIREMENT INCOME SECURITY
About The
The Compass Institute is a privately funded research team dedicated to investment strategy research for existing company-sponsored Retirement Plans. Compass Institute provides investment strategy Diagnostic Services to Plan Sponsors. More...
More Information
- History of Adaptive Asset Allocation™
- An Asset Allocation Primer
- How does Adaptive Asset Allocation™ work?
- What is Retirement Income Security?
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What is Retirement Income Security?
The Compass Institute defines Retirement Income Security (RIS) as being able, once you retire, to receive an amount of money equivalent to your final salary, every year of your retirement, for as long as you live. This is a goal that almost anyone would willingly adopt and be delighted to achieve.
However, following the widely used formulaic asset allocation (FAA) investment style is highly unlikely to come anywhere near producing enough value for the average American to reach the RIS goal due to insufficient investment return.
This exposes the participant to the highest risk of all -- not having
enough money to cover their retirement needs.
| It is only through
the continuous use of an active strategy such as Adaptive
Asset Allocation™ that advocates making more
frequent, market-aligned portfolio adjustments
– with its superior investment
return that the average American worker can find themselves
on the path to achieving
Retirement Income Security in their lifetime. |